CYBER (LIABILITY) INSURANCE

• BUSINESS INTERRUPTION– If the computers are locked down for ransom and your business is out of commission for weeks, this policy assists with the need to pay salaries, utilities, lease agreements, and additional day-to-day expenses
• IDENTITY THEFT – If a hacker steals the identity of clients using you or your business’s stored information
• THEFT – If stored credit card information of customers or from the business itself are stored and hacked
• MALWARE – If malicious software is used to erase critical files and data from your company’s servers

Only 2% of small business owners view a cyber-attack as a threat when in reality, HALF of the 28M small businesses in the United States have been breached.