NEWBORN INSURANCE OPTIONS

Newborn Insurance Options

Available for Singleton and Twins born in the U.S. or Canada through surrogacy, Newborn Insurance covers nursery stay, outpatient care, and medically necessary NICU medical expenses. It is best practice to discuss Newborn Insurance options with your Client Success Advisor upon match with the Gestational Carrier for both domestic and international Intended Parent(s).

OUR SERVICE

  • Consultation to determine which Newborn Insurance option best meets your needs according to geographical location.
  • Customizable programs available to minimize any financial exposure and ensure quality care for your newborn.

 

A licensed, retail health Insurance Agency with over 20 years of experience, we are true experts in this field, including appointments with multiple carriers and undeniable product knowledge. ART Risk has consulted on over 5K Newborn Insurance plans and cost containment programs since 2010.

NEWBORN INSURANCE CARRIER OPTIONS

SINGLETON PREGNANCY 

TWIN PREGNANCY

PRICING RANGE ≈ $USD MINIMUM - MAXIMUM

COVERAGE LIMITS

TRAVEL INSURANCE

PLACEMENT DATE

GREAT MORNING

YES

YES

SINGLETON:
≈$10K

TWINS:
≈$90K

SINGLETON:
$440K

TWINS:
$220K

AVAILABLE FOR PURCHASE

12TH-32ND WEEK OF GESTATION

BUPA

YES

YES

$4K-$8K per year

UP TO $5M

INCLUDED

4 to 5 MONTHS PRIOR TO TRANSFER (must be in place 10 months before use)

ALLIANZ (subject to underwriting)

YES

NO

$4K-$8K per year

Up to $30K or $40K

INCLUDED

UPON MATCH (must be in place 8 months before use)

LLOYD'S OF LONDON

YES

NO

$20K-$48K

$100K-$500K

AVAILABLE FOR PURCHASE

CONFIRMATION OF HEARTBEAT - 32nd WEEK

THE NEWBORN RESOURCE*

YES

YES

$1K/BABY ENROLLMENT FEE Bills $2K/BABY WITH NO CAP LIMITATION

NONE / NOT INSURANCE

AVAILABLE FOR PURCHASE

UP TO 15 DAYS AFTER BIRTH

*The Newborn Resource is not an insurance option but rather a cost containment program that negotiates payments to the providers for newborn medical expenses incurred from the delivery, in-patient services, as well as out-patient needs following discharge for newborns born in the U.S. or Canada.